Friday, 13 December 2013

Mana Candela - - 2BHK Apartments for sale & 3BHK luxury apartments for sale off Sarjapur Road, Bangalore

2BHK Apartments for sale & 3BHK luxury apartments for sale off Sarjapur Road, Bangalore at Mana Candela

Description: 

Mana Candela

Mana Candela, an essence of being affordable Comes from value for money homes conceived by mana which gives consumers a strong sense of smartness.

Enjoy the real solitude and spend more of quality time with your family, to make it a reality. Mana Candela has come up with 2BHK and 3BHK apartments which are priced modestly and a great investment too.

Mana Candela has dual advantage of being in the middle of nature and enjoying urban livelihood likewise with a matchless privacy.

Amenities:

- Swimming Pool with Kids pool

- Children play area

- Courtyard

- Landscape gardens

- Gymnasium

- Clubhouse

- Badminton Court

- Rainwater harvest

- Intercom Facility

- Security

- Generator Power Back up

Highlights:

- 52 Spacious 2 & 3 BHK Apartments

- Ground + 3 Upper Floors

- All Modern Amenities

- Vaastu Compliance

- Privacy of Independent Walls

- Well Designed Lobbies & Landscaping Gardens

- Upgraded Specifications & Finishes


Home loans Types of plans
 

Most of us are experiencing the difficulties of the rented home and planning to buy a home our own, to come out of the problems. Buying our own home involves a huge investment which is not even possible in the dream for most of the middle class people. Nowadays the home loans are available with ease but you need to check the options and the offer’s interest rates.

The project developers offering different plans for the prospective buyers, there are three most attractive plans that are followed currently. CLP, TLP, DP – construction linked plan, Time – linked plan, Down payment plan respectively.

 Construction linked plan: as per this plan the buyer has to pay the installments as and when the construction works reaches certain levels. For example if the builder completes his basement construction then the buyer has to pay certain percentage as first installment. And when the builder completes second or fourth floor the second installment has to be paid by the buyer. Like that the buyer has to pay the whole amount within three or four installments. The banks are ready to go with the builders plan and the buyer will be charged interest when he receives the amount from the banks. Bankers have an agreement with the builder and the reputed builder’s projects can only avail bank loans with cheaper interest rates and the new comers search for the loans from the other financial options available.

Time –linked plan: this plan is available for the buyers that they have to pay the installments within the specified time period. This is not linked to the development of the construction and the buyer’s money can be used to construct the buildings to enable the builder to avoid bank loans and interest on it. After paying the full amount by three or four installments the potential buyer has to wait for the construction to complete. Again here the buyer has to select the right builder who has enough funds for the construction.  

Down payment plan ; This is the plan financial institutions following for decades and now the builders offering the same scheme to buy the apartments. The buyer has to pay at least one fourth of the apartment value on booking and the rest will have to be paid before the completion of the project and before the registration is done.  

There are many other plans available in the market, but the buyer has to choose the right one by consulting the experts, otherwise he or she may get caught in a trap and acquiring the apartment may take time but the buyer has been entitled to pay the interest amount to the banks and financial institutions with principal amount.  


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