Saranya Sunshine Multistorey Apartments Area Range 1065-1178 Sq.ft, Located in Kundalahalli, Bangalore offered with 2BHK Apartments.
Description:
Saranya Sunshine is one of the popular Residential Developments in Kundanahalli neighborhood of Bangalore. It is among the Launching Project of Saranya Group. The landscape is beautiful with spacious 2BHK apartments. Saranya Sunshine offers luxurious apartments with all modern amenities. Our projects have unique design features, high quality finish, world-class amenities. A rare promise to keep in today's warming real estate market, every property is on schedule and construction is progressing at an aggressive pace. The customers can count on us for all property related requirements whether small or big. Forever in pursuit of better customer service, Saranya Group provides revolutionary and innovative financial services for their customers with unique partnerships with leading financial institutions across the country.
Amenities:
Power Back-up
Swimming Pool
Party Hall
Beautiful Landscaped Gardens
Children’s Play area
Shuttle Court
Security / Fire Alarm
Private Garden / Terrace
Corner Flat / House / Plot
Feng Shui / Vaastu Compliant
Intercom Facility
Lift(s)
Buying a house is not difficult for Non-Resident Indians (NRIs) any more as the NRI Housing Loan makes the property investment a lot more convenient. Any individual staying abroad for Employment or for carrying on business or vacation outside India or for any other purpose in circumstances indicating an indefinite period of stay abroad are eligible for NRI Housing loan. Apart from that, Government Servants posted abroad on duty with the Indian missions or deputed abroad on assignments with Foreign Governments or Regional / International Agencies are also entitled to these loans.
NRI Housing loan is offered by some of the Premier Financial Institutions and banking in India such as ANZ Grind lays Bank, ICICI Bank, HDFC, HUDCO, CITIBANK, LIC etc. As an NRI, you can avail a maximum loan of Rs.1, 00, 00, 000/- or 85% of the cost of the property including the cost of land, whichever is lower. The rate of interest will vary from 11.25% to 14.25% per annum depending in the Financial Institution. At the time of making application for the loan a processing fee is payable between 1 to 2% of the loan amount that is applied for depending on the Institution.
The amount of loan to be borrowed will depend upon a person's repaying capacity. To arrive at the repaying capacity, Banks do take into consideration factors such as income, age, qualifications, work experience, number of dependants, spouse's income, assets, liabilities, stability and continuity of occupation, alternate employment prospects when the concerned person returns to India and savings history.
While applying for a home loan in India, the following documents are to be submitted along with the application:
1. Employment/Residency related documents:
• Employment contract;
• Latest salary slip;
• Latest work permit;
• Identity card issued by the present Employer;
• Visa stamp on the passport;
• Continuous Discharge Certificate (if applicable); and
• Overseas Bank Account Statement of the last few months.
2. Property Related Documents:
• Receipts for payments made for purchase of the dwelling unit;
• Copy of approved drawings for the proposed construction/purchase/extension;
• Agreement for Sale/Sale Deed;
• A detailed cost estimate from Architect/Engineer for property to be purchased/constructed/extended;
• Allotment letter;
Once the loan is sanctioned, the period of repayment of the loan is determined which normally falls in the range of three to ten years. Loan can be repaid through Equated Monthly Installments (EMIs) comprising principal and interest. EMI payments can be made through post dated cheques from your Non-Resident (External) Account/Non-Resident (Ordinary) Account in India.
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